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New Mexico Law Eliminates Most Copays for Addiction Treatment

In the U.S., out-of-pocket medical expenses can quickly add up for people with chronic illnesses. Even those who are fortunate enough to have insurance coverage may find themselves facing medical debt after undergoing treatment for diseases like cancer or diabetes. Knowing this, many people who would benefit from entering an accredited addiction treatment program may hesitate because of the perceived cost. However, a new law seeks to change that.

What Is Senate Bill 317?

In 2021, New Mexico Gov. Michelle Lujan Grisham signed into law Senate Bill 317, thus establishing the Health Care Affordability Fund. This law, which took effect in January 2022, aims to reduce the cost of health insurance and medical expenses for working families. It also ensures people with insurance coverage who seek behavioral services will not have to worry about copays and other cost sharing. 

SB 317 is welcome news for insured and uninsured New Mexicans alike, as it should eliminate many of the financial barriers that previously prevented people struggling with their mental well-being from getting the care they need. With this law in place, over 23,000 uninsured people will have access to affordable health care, while insured residents will pay lower premiums and deductibles for the care they receive.

COVID-19 and the Drug Epidemic

The COVID-19 pandemic has worsened many existing societal issues, including the nationwide drug crisis. Faced with the stress and unpredictability of recent years, some people have started or increased substance use in place of healthier coping mechanisms. Drug overdoses have also increased, highlighting the need for people to get help before it’s too late. 

“Given the challenges that we have faced during this pandemic, it’s never been more important to focus on our mental and physical health,” said Sen. Jeff Steinborn. “This new law will remove expensive cost barriers to New Mexicans obtaining professional mental health care and medications that improve their life.”

Overcoming Objections to Recovery

Though the passage of SB 317 puts access to accredited drug and alcohol treatment within more people’s financial reach, some people might still avoid seeking care because they are afraid to admit they have a problem they can’t solve alone. Others worry about the stigma they might encounter among their friends, family members and work colleagues. Some people who have previously tried to quit drinking or using may be afraid to undergo withdrawal because they know it can be uncomfortable. Confronting these fears can help you overcome them and allow you to change your life for the better.

When you call us at Vista Taos Renewal Center, our admissions team can ease your worries by explaining what to expect on your continuum of care, including what to bring and the holistic amenities you can take advantage of during your stay with us. As a family-owned substance abuse treatment center, we have made it our mission to heal our clients’ emotional, mental, physical and spiritual health. To start on your path to wellness, please reach out to us today.

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